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Federal Savings Bank Deposit Rates

Annual Percentage Yields (APYs) are effective as of 9/02/2015

Account Type Interest Rate Annual Percentage Yield Minimum Deposit To Open Minimum Bal.**
To Obtain APY
Passbook Savings 0.03% 0.03% $10.00 $10.00
Statement Savings 0.05% 0.05% $100.00 $100.00
Milestone Money Market* 0.10% 0.10% $75,000.00 $1,000.00
1.24% 1.25% $75,000.00
Peak Money Market1 0.25% 0.25% $2,500.00 $2,500.00
0.35% 0.35% $25,000.00
0.40% 0.40% $50,000.00
0.45% 0.45% $75,000.00
Summit Statement Savings 0.03% 0.03% $1,000.00 $10,000.00
0.05% 0.05% $25,000.00
0.10% 0.10% $50,000.00

Pinnacle Checking

0.05% 0.05%

$75,000.00

$10,000.00
0.10% 0.10% $75,000.00
NOW Checking 0.03% 0.03% $300.00 $300.00
Local Interest Checking2 1.05% 1.05% $300.00 $300.00
91 Day Certificate 0.05% 0.05% $2,500.00 $2,500.00
5 Month CD 0.10% 0.10% $1,000.00 $1,000.00
182 Day Certificate 0.15% 0.15% $2,500.00 $2,500.00
9 Month Certificate 0.25% 0.25% $2,500.00 $2,500.00
1 Year Certificate 0.40% 0.40% $1,000.00 $1,000.00
18 Month Nest Egg CD 0.35% 0.35% $500.00 $500.00
18 Month Certificate 0.35% 0.35% $1,000.00 $1,000.00
IRA 18 Month Certificate 0.35% 0.35% $500.00 $500.00
2 Year Certificate 0.65% 0.65% $1,000.00 $1,000.00
30 Month Bump-Up Certificate3 0.90% 0.90% $1,000.00 $1,000.00
3 Year Certificate 1.24% 1.25% $1,000.00 $1,000.00
IRA 36 Month Certificate 1.24% 1.25% $1,000.00 $1,000.00
4 Year Certificate 1.83% 1.85% $1,000.00 $1,000.00
5 Year Certificate 1.98% 2.00% $1,000.00 $1,000.00
IRA 5 Year Certificate 1.98% 2.00% $1,000.00 $1,000.00
Business First Checking4    0.05% 0.05% $2,500.00 $2,500.00
0.15% 0.15% $25,000.00
0.25% 0.25% $50,000.00
0.40% 0.40% $75,000.00
Eagle Money Fund 0.05% 0.05% $1,000.00 $2,500.00
Eagle Business Manager 0.05% 0.05% $1,000.00 $10,000.00
0.10% 0.10% $50,000.00

Rates are subject to change without notice.

A penalty may be imposed for early withdrawal on certificate accounts. Fees could reduce earnings on Savings, Pinnacle Checking, NOW, IRA, and Eagle Money Fund accounts.

*Limit 6 withdrawals or transfers per statement cycle. For existing Federal Savings Bank customers, $25,000 of the total $75,000 minimum balance requirement must consist of new, non-FSB deposits in order to obtain the stated APY.

1A minimum balance fee of $5.00 will be imposed every statement cycle if the daily balance falls below $2,500 any day of the statement cycle. You may only make 6 pre-authorized transfers from your account each statement period. During any statement cycle, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of preauthorized, automatic, telephone, computer, mobile, check or debit card. If you close your account within the first 6 months you will be charged a $25.00 fee.

2The 1.05% Annual Percentage Yield is effective as of January 8, 2014 and is subject to change without notice. Minimum opening deposit is $300. If the account balance falls below $300 at anytime during the statement cycle, a service charge of $10 will apply, no foreign ATM fees will be waived and the interest on the full balance will be paid at .03% with .03% APY. Effect of fees could reduce the earnings on this account. Balances over $25,000 will be paid .03% APY. 12 FSB debit card and/or ATM posted transactions required per statement cycle. Monthly posted direct deposit and eStatements required.

3Your interest rate and APY may increase once during the 30-month term at your discretion and upon notifying FSB. The "bump-up" rate will be based on the current 30-month CD rate offering at that time.

4If the account falls below $2,500 any time during the statement cycle, a service charge of $15.00 will apply. An excess item fee of $0.20 per item will apply for items in excess of 250 any time during the statement cycle.

**Daily Balance (the amount of principal in the account each day).

Find out what Member FDIC really means.

FOR MORE INFORMATION CALL FEDERAL SAVINGS BANK AT 1-800-462-2265.