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Mortgage Loan Officers

Eric Cournoyer

Eric Cournoyer

NMLS #16890
Retail Loan Officer
(603) 397-9173
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Carolie OBrien 2

Coralie O'Brien

NMLS #408693
Retail Loan Officer

(603) 498-1370
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John Kelly

John G. Kelly

NMLS #1452574
Retail Loan Officer
(603) 534-1462

Moving to the Area?

Find out more about the cities and towns where FSB branches are located:

Dover, NH

Barrington, NH

Durham, NH

Portsmouth, NH

Rochester, NH

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Mortgage Rates

Residential Mortgage Loan Programs

Fixed Rates (Conventional)

Rates and payments are based on a $100,000 loan amount with a 20% down payment and are effective as of 2/22/2016. Rates subject to change without notice. For more information about rates and lending programs contact one of our Mortgage Loan Officers.

30 Year Terms
Rate Points
Annual Percentage Rate
(APR)
Monthly Principal
& Interest Payment
3.500% 2 points 3.771% $449.04
3.625% 1 point 3.813% $456.05
3.750% 0 points 3.856% $463.12
15 Year Terms 
Rate Points Annual Percentage Rate
(APR)
Monthly Principal
& Interest Payment
2.750% 2 points 3.229% $678.62
2.875% 1 point 3.207% $684.59
3.000% 0 points 3.186% $690.58

One Year Adjustable Rates**

Rates and payments are based on a $100,000 loan amount with a 20% down payment and are effective as of 2/22/2016:

30 Year Terms
Rate Points Annual Percentage Rate
(APR)
Monthly Principal
& Interest Payment
(1st 12 months)
2.125% 2 points 3.460% $375.90
2.375% 1 point 3.434% $388.65
2.625% 0 points 3.409% $401.65

Equal Housing Lender

**One year adjustable rate loans have an annual adjustment cap of 2% and a lifetime cap of 4% with a margin of 3%. The index is the US Treasury 1 year constant maturity.
For more information on these or any of Federal Savings Bank's many other mortgage loan programs, please contact one of our mortgage officers.